Condo
3rd floor Fully Updated 3 Bedroom, 2 bath -- Steps to sand and more!
Photo gallery for 3rd floor Fully Updated 3 Bedroom, 2 bath -- Steps to sand and more!





Reviews
10 out of 10
Exceptional
3 bedrooms 2 bathrooms Sleeps 10 116.1 sq m
Popular amenities
Explore the area

Panama City Beach, FL
- Thomas Drive10 min walk
- Naval Support Activity Panama City4 min drive
- St. Andrews State Park5 min drive
- Panama City, FL (ECP-Northwest Florida Beaches Intl.)41 min drive
Rooms & beds
3 bedrooms (sleeps 10)
Guest BR #2 has a Full and Twin Bed
1 Single Bed and 1 Double Bed
Guest BR #3 has a Queen Bed
1 Queen Bed
Master Bedroom with a king bed and access to balcony
1 King Bed
Sleeper Sofa
2 Double Sofa Beds
2 bathrooms
Guest Bathroom
Bathtub or shower · Toilet
Master bath has a single vanity and a walk-in shower
Toilet · Shower only
Spaces
Kitchen
Balcony
Dining area
About this property
3rd floor Fully Updated 3 Bedroom, 2 bath -- Steps to sand and more!
Deb's Beach Condos - Fully renovated third floor, 3 bedroom condo >> Regency 323! Sleeps seven in beds - max occupency 9 (6 adults max). Come relax and enjoy Panama City Beach!
The beautiful sand and Gulf of Mexico are steps from our condo! Beautiful shoreline view from master Bedroom, living room and balcony. Three bedrooms and 2 baths enables your family to spread out and relax. 3rd floor by stairs if you want to avoid long waits for elevators. Steps to beach access, grills, tiki hut and pools.
*** REGENCY TOWERS GUESTS -- there will be concrete work on the walkways (Street side only) October 6 2025 thru mid March 2026. The current schedule has the work on the area of this condo by end of December. They will be starting on the 14th floor and working their way down. This will entail loud noise at times and dusty conditions. Work will be Monday thru Friday 8 am to 5 pm; occasionally weekends if work requires it. You will still enjoy stunning Gulf views, full enjoyment of the beaches, pools, grills and all amenities. We apologize for this inconvenience as we work to maintain our property to the highest structural standards. Please call Debby to discuss if you have any questions.***
Regency Towers Amenities:
~~ Gulf Front Gym / Fitness Center
~~ The Sandbar at Regency Towers (poolside) - Our newly renovated "tiki hut"; featuring an incredible new vendor, enjoy a fantastic new menu and a full-service bar.
~~ Rec Room with pool tables and poker table, Corn Hole, volleyball
~~ Regency Room (for events, meetings or dinners for large families / weddings)
~~Family activites during Summer (movies, karaoke, bingo, ice cream social)
Large, well equipped kitchen with lots of cabinet space and a large kitchen island with seating. Balcony with table and seating to enjoy the view, the breeze, sound and smell of the ocean! We supply some coffee, snacks, bottles of shampoo/conditioner/body wash and hand soap at each sink. We want you to feel at home!
Living area has plenty of seating, large wall mount TV, table to seat 6 plus 4 bar stools at the kitchen island.
High Speed wireless internet with streaming for TVs; FDTV App provided with a list of local and favorite channels.
Full Size washer/dryer; keypad lock for easy access; lots of extra touches for you to enjoy like your second home!
Master King Bedroom with updated ensuite bathroom with an open walk-in shower, TV, desk / work area, and sliding glass door to the patio. Bedroom #2 has a queen bed. Bedroom #3 has a full and twin bed. Guest Bathroom has been updated and has a tub/shower combination.
We provide all your linens, dishes and cookware, liquid hand soap at each sink, starter supply of toilet paper, paper towels and garbage bags plus some shampoo, body wash, hand soap for you. You will need additional toilet paper and garbage bags for longer stays. There is no daily maid service.
This condo is also close to our ground floor Gulf Front 2 bedroom, Regency 119, for families that like to travel together.
Additional options: Coral Reef 1305, 2 BR 2 Bath; as well as a 3 bedroom 2 bath Ranch style home - Deb's Grand Lagoon House; All within 1/2 to 1 mile of Regency! All can be found on our website. http://www.DebsBeachCondos.com
Summer Activities: Karaoke, Corn Hole, Movie on the Lawn, Ice Cream Social, Volley Ball
From Memorial Day to mid August Regency has great activities such as karaoke, movie on the lawn, etc., subject to change and weather conditions.
~~All guests register at the office for fee to get parking passes and wrist bands. All guests over 10 must wear wrist bands while on property.
~~ Large group of winter Snowbirds with tons of activities too! During our quiet months, Regency towers will be doing some walkway repairs and painting between November and March.
HOUSE RULES:
• HOA does NOT allow pets.
• No smoking or vaping of any kind in the condo.
• We do not rent to groups of single adults under 25 (all must be over 25); young families are welcome!
• Respect the neighbors - quiet hours are 10 pm - 8 am
• Max occupency 9; No more than 6 adults.
- Regency Towers Registration fees due on arrival - $40 fee includes one parking pass, wrist bands per reservation; $15 each additional parking pass up to two
• Parking: Up to 3 vehicles; during busy season two may have to park in overflow lot. Fee for 2nd and 3rd parking passes.
• Cancellation Policy: $500 cancellation fee if 45 days (90 days for monthly rentals) or more before arrival; No refund if less than 45 / 90 days prior to arrival. Travel Insurance is a great option!
Security Deposit is a $500 Hold / Authorization on credit card (includes VRBO/ AirBnB guests)
Guest must sign owner's rental contract within 24 hours of requested booking and email a copy of their driver's license or booking will be cancelled. This includes VRBO and AirBNB guests/bookings.
FLORIDA DBPR LICENSE NUMBER: CND1306960
The beautiful sand and Gulf of Mexico are steps from our condo! Beautiful shoreline view from master Bedroom, living room and balcony. Three bedrooms and 2 baths enables your family to spread out and relax. 3rd floor by stairs if you want to avoid long waits for elevators. Steps to beach access, grills, tiki hut and pools.
*** REGENCY TOWERS GUESTS -- there will be concrete work on the walkways (Street side only) October 6 2025 thru mid March 2026. The current schedule has the work on the area of this condo by end of December. They will be starting on the 14th floor and working their way down. This will entail loud noise at times and dusty conditions. Work will be Monday thru Friday 8 am to 5 pm; occasionally weekends if work requires it. You will still enjoy stunning Gulf views, full enjoyment of the beaches, pools, grills and all amenities. We apologize for this inconvenience as we work to maintain our property to the highest structural standards. Please call Debby to discuss if you have any questions.***
Regency Towers Amenities:
~~ Gulf Front Gym / Fitness Center
~~ The Sandbar at Regency Towers (poolside) - Our newly renovated "tiki hut"; featuring an incredible new vendor, enjoy a fantastic new menu and a full-service bar.
~~ Rec Room with pool tables and poker table, Corn Hole, volleyball
~~ Regency Room (for events, meetings or dinners for large families / weddings)
~~Family activites during Summer (movies, karaoke, bingo, ice cream social)
Large, well equipped kitchen with lots of cabinet space and a large kitchen island with seating. Balcony with table and seating to enjoy the view, the breeze, sound and smell of the ocean! We supply some coffee, snacks, bottles of shampoo/conditioner/body wash and hand soap at each sink. We want you to feel at home!
Living area has plenty of seating, large wall mount TV, table to seat 6 plus 4 bar stools at the kitchen island.
High Speed wireless internet with streaming for TVs; FDTV App provided with a list of local and favorite channels.
Full Size washer/dryer; keypad lock for easy access; lots of extra touches for you to enjoy like your second home!
Master King Bedroom with updated ensuite bathroom with an open walk-in shower, TV, desk / work area, and sliding glass door to the patio. Bedroom #2 has a queen bed. Bedroom #3 has a full and twin bed. Guest Bathroom has been updated and has a tub/shower combination.
We provide all your linens, dishes and cookware, liquid hand soap at each sink, starter supply of toilet paper, paper towels and garbage bags plus some shampoo, body wash, hand soap for you. You will need additional toilet paper and garbage bags for longer stays. There is no daily maid service.
This condo is also close to our ground floor Gulf Front 2 bedroom, Regency 119, for families that like to travel together.
Additional options: Coral Reef 1305, 2 BR 2 Bath; as well as a 3 bedroom 2 bath Ranch style home - Deb's Grand Lagoon House; All within 1/2 to 1 mile of Regency! All can be found on our website. http://www.DebsBeachCondos.com
Summer Activities: Karaoke, Corn Hole, Movie on the Lawn, Ice Cream Social, Volley Ball
From Memorial Day to mid August Regency has great activities such as karaoke, movie on the lawn, etc., subject to change and weather conditions.
~~All guests register at the office for fee to get parking passes and wrist bands. All guests over 10 must wear wrist bands while on property.
~~ Large group of winter Snowbirds with tons of activities too! During our quiet months, Regency towers will be doing some walkway repairs and painting between November and March.
HOUSE RULES:
• HOA does NOT allow pets.
• No smoking or vaping of any kind in the condo.
• We do not rent to groups of single adults under 25 (all must be over 25); young families are welcome!
• Respect the neighbors - quiet hours are 10 pm - 8 am
• Max occupency 9; No more than 6 adults.
- Regency Towers Registration fees due on arrival - $40 fee includes one parking pass, wrist bands per reservation; $15 each additional parking pass up to two
• Parking: Up to 3 vehicles; during busy season two may have to park in overflow lot. Fee for 2nd and 3rd parking passes.
• Cancellation Policy: $500 cancellation fee if 45 days (90 days for monthly rentals) or more before arrival; No refund if less than 45 / 90 days prior to arrival. Travel Insurance is a great option!
Security Deposit is a $500 Hold / Authorization on credit card (includes VRBO/ AirBnB guests)
Guest must sign owner's rental contract within 24 hours of requested booking and email a copy of their driver's license or booking will be cancelled. This includes VRBO and AirBNB guests/bookings.
FLORIDA DBPR LICENSE NUMBER: CND1306960
Add dates for prices
Amenities
Hot tub
Kitchen
Washing machine
Dryer
Air conditioning
Gym
Have a question?
Get instant answers with AI powered search of property information and reviews.
Similar properties

Condo on the World's Most Beautiful Beach. Beachfront, just steps to the sand.
Condo on the World's Most Beautiful Beach. Beachfront, just steps to the sand.
- Ocean view
- Pool
- Hot tub
- Kitchen
9.8 out of 10, (191 reviews)
House Rules
Check in after 4:00 PM
Minimum age to rent: 25
Check out before 10:00 AM
Children
Children allowed: ages 0–17
Events
No events allowed
Pets
No pets allowed
Smoking
Smoking is not permitted
Important information
You need to know
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher and a deadlock
We should mention
A car is recommended for transport to and from this property
About the area
Panama City Beach
Located on the beach, this condo is in Lower Grand Lagoon, a neighbourhood in Panama City Beach. Thomas Drive and Pier Park are worth checking out if shopping is on the agenda, while those wishing to experience the area's natural beauty can explore St. Andrews State Park and Panama City Beaches. Travelling with kids? Don't miss Shipwreck Island Waterpark and Frank Brown Park. Jet skiing and kayaking offer great chances to get out on the surrounding water, or you can seek out an adventure with cycling and ecotours nearby.

Panama City Beach, FL
What's nearby
- Thomas Drive - 10 min walk - 0.9 km
- Capt. Anderson's Marina - 2 min drive - 1.4 km
- Naval Support Activity Panama City - 4 min drive - 3.1 km
- St. Andrews State Park - 5 min drive - 3.5 km
- Publix Sports Park - 11 min drive - 9.8 km
Getting around
Restaurants
- Schooners - 13 min walk
- Deckhand Social - 3 min drive
- Capt Anderson's Marina - 5 min drive
- Captain Anderson's Restaurant - 5 min drive
- Off the Hook Bar and Grill - 3 min drive
Frequently asked questions
About the host
Hosted by Debby Renken

My husband bought our 1st beachfront condo as our vacation home in 2007. We LOVED the white sandy beaches and the location and bought several more properties. In 2020 we retired to Panama City Beach and manage our four vacation rentals. We love hosting, especially our repeat guests!
Why they chose this property
Regency Towers has just about every amenity you could want... and we love being with friends and family and having so many options to relax and enjoy without fighting traffic and spending a ton of money on other activities. Plenty to do on site! The Sandbar at Regency Towers has great food and drinks, a fitness center, two large pools - one heated in the winter; hot tub, billiards room (we love shooting pool!), Snowbird activities in the winter; karaoke and more in the Summer. An All-In-One resort!
What makes this property unique
This resort has everything you need! Tiki hut poolside with good prices on food and drinks. Pools, hot tub, gulf front fitness center, billiards room, 2 large pools, karaoke, bingo and other family activities in June and July.
Languages:
English
Premier Host
They consistently provide great experiences for their guests
Tell us how we can improve our siteShare feedback