Private - Waterfront Cottage - Panama City, FL

Photo gallery for Private - Waterfront Cottage - Panama City, FL

A covered porch with a table and chairs, a ceiling fan, and a view of the outdoors.
A bedroom with a bed, bedside table, TV, and a view into the kitchen.
A modern kitchen with a central island, a dining area with a round wooden table, and a living area with a light blue sofa.
A modern kitchen with a stainless steel refrigerator, a built-in oven, and a dishwasher. There are white cabinets, a countertop with a sink, and a hanging light fixture.
A residential area with a river, houses, and a flag.

Reviews

10 out of 10
Exceptional

Highlights

  • Centrally-located
    You're never far from where you need to be with this convenient location.
  • Discover nearby landmarks
    Close to St. Andrews Bay

Popular amenities

  • Patio
  • Dog-friendly
  • Kitchenette
  • Barbecue
  • Air-conditioning
  • Refrigerator

Explore the area

View map
Panama City, FL
  • Place, St. Andrews Bay
    ‪3 min walk‬
  • Place, Gulf Coast State College
    ‪14 min walk‬
  • Place, Port Panama City
    ‪1 min drive‬
  • Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪34 min drive‬

Rooms & beds

2 bedrooms (sleeps 6)

Bedroom 1

1 Queen Bed

Bunk Nook

1 Single Bunk Bed

Living Room 1

1 Queen Bed

1 bathroom

Bathroom 1

Soap · Towels provided · Toilet · Shower only · Shampoo · Hair dryer

Spaces

Deck or patio
Porch or lanai
Kitchen
Kitchenette
Number of living rooms
Dining area

Add dates for prices

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About the area

Panama City

Located in Panama City, this cottage is near a water park and on the waterfront. Pier Park and Thomas Drive are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Looking to enjoy an event or a game while in town? See what's happening at Publix Sports Park or Tommy Oliver Stadium. Jet skiing and kayaking offer great chances to get out on the surrounding water, or you can seek out an adventure with cycling and hiking nearby.
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Map
Panama City, FL

What's nearby

  • St. Andrews Bay - 3 min walk - 0.3 km
  • Gulf Coast State College - 14 min walk - 1.2 km
  • Florida State University Panama City - 19 min walk - 1.6 km
  • Port Panama City - 1 min drive - 1.1 km
  • Carl Gray Park - 2 min drive - 1.8 km

Getting around

  • Panama City, FL (ECP-Northwest Florida Beaches Intl.) - 39 min drive

Restaurants

  • ‪Taco Bell - ‬11 min walk
  • ‪Circle K - ‬11 min walk
  • ‪Buddy Gandy Seafood Inc - ‬3 min drive
  • ‪McDonald's - ‬16 min walk
  • ‪Hunt's Oyster Bar & Seafood Restaurant - ‬4 min drive

Frequently asked questions

Is Private - Waterfront Cottage - Panama City, FL pet-friendly?

Yes, this property allows dogs (limit 2 total) with a maximum weight of up to 23 kg per pet.

How much does it cost to stay at Private - Waterfront Cottage - Panama City, FL?

As of 29 October 2026, prices found for a 1-night stay for 2 adults at Private - Waterfront Cottage - Panama City, FL on 28 February 2027 start from NZ$554, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

How much is parking at Private - Waterfront Cottage - Panama City, FL?

On-site parking is available at the property.

Where is Private - Waterfront Cottage - Panama City, FL located?

Situated on the waterfront, this cottage is within 1 mile (2 km) of Gulf Coast State College, Florida State University Panama City and St. Andrews Bay. Port Panama City and Carl Gray Park are also within 1 mile (2 km).

Reviews

10

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
Learn moreOpens in a new window
Rating 10 - Excellent. 24 out of 24 reviews
Rating 8 - Good. 0 out of 24 reviews
Rating 6 - Okay. 0 out of 24 reviews
Rating 4 - Poor. 0 out of 24 reviews
Rating 2 - Terrible. 0 out of 24 reviews

10/10

Cleanliness

10/10

Check-in

10/10

Communication

9.8/10

Location

10/10

Listing accuracy

Reviews

Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Great couples getaway. Secluded yet convenient to everything.
Stayed 3 nights in Oct 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
We absolutely loved our stay at Turtle Cove. Doedy thought of everything! We were very comfortable and loved having a space for our fur babies too. It was peaceful and close by to everything that we did that weekend! Thank you for everything. It was a weekend we will never forget!
Stayed 3 nights in Oct 2026
Response from VrboOwner on 6 October 2026
Thank you so much, Kayla. I truly appreciate your kind words. We are so glad that you found it comfrotable and spacious for your family and your fur babies. I do hope you will come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Super cozy get away, close to st Andrew’s park. Fit perfectly for what we desired.
Stayed 3 nights in Aug 2026
Response from VrboOwner on 15 August 2026
I am so glad that you enjoyed your stay. I especially love that you posted a picture of the fish that you caught right off the bank. We have had quite a few people catch fish and not everybody remembers to take photos. So thank you so much. Please come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
This is the perfect hide away in a very busy city! The cottage is cute functional and clean and I loved the screened in porch. It was exactly what we needed for our getaway!
Stayed 4 nights in Aug 2026
Response from VrboOwner on 13 September 2026
Thank you again for staying with us David and thank you again for the great review. We absolutely love the porch as well. It’s very comfortable out there. Thank you again and we hope you will return soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Doedy seems like a best friend type of person, who goes out of her way to connect and create a comfortable stay. The property is super cute and we loved the quietness behind another property location. 10 stars, hoping to be able to stay again soon.
Stayed 1 night in Aug 2026
Response from VrboOwner on 15 August 2026
Thank you so much for the excellent comment. I truly appreciate that. I do try to make sure that I answer anybody’s concerns or questions right away. I especially try to create a place that people will enjoy. That was very kind. Thank you so much and we do hope you will come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
We actually had a bit of emerging issue ( Hurricane Isaiah’s ) upon arrival, and although the storm was 2 days out ; we were going to have to return home right through its projected landfall . Our host could have easily held us to our 3 day stay ; but she was amazing and understood our concern and situation . She was easily accessible and although it was not in her best interest ; she was very accommodating. Our whole experience with her and VRBO. For our planning and stay were very good .
Stayed 1 night in Oct 2026
Response from Management on 20 October 2026
Thank you so much for the kind words, Bryan. I hate that the storm interrupted your stay, but I am happy that I was able to help you get home before it made land fall. I do hope you will be able to come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Beautiful home in a quiet space by the canal. My husband, daughters , dog and I loved staying there. It was clean and well maintained. We were close enough to the beach and shopping for daily trips for activities! Very pleased with the stay and our very friendly and easy to communicate with host! Highly recommend!
Stayed 5 nights in Jul 2026
Response from VrboOwner on 15 August 2026
Thank you so much for staying with us. I am so glad that you enjoyed your stay. And thank you for posting all of the lovely photos. I like to highlight all the things that make our cottage special. People love that they can fish or kayak right out the back door. Thank you again and please come back soon.
Verified review

10/10 Excellent

Perfect stay
Stayed 7 nights in Jun 2025
Response from VrboOwner on 11 September 2025
Thank you so much for staying with us. I am so glad you found it the perfect place to stay. We try hard to make sure all of our guests are comfortable and happy. Please do come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Doedy was such an amazing host! I couldn’t ask for better communication from the get go. The property was so nice, had everything you could possibly need, private, and exactly what we were looking for. My husband and I loved our stay so much and hope to stay here every time we’re in PCB!
Stayed 4 nights in Jun 2026
Response from VrboOwner on 8 July 2026
Thank you so much for the kind review. I'm Soo glad that you loved our cottage. I do hope that you will be able to come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
We really enjoyed our time here. It was nice to have a peaceful place to escape after spending the day at the beach and baseball fields. The location gave us the best of both worlds, quiet and private, but still close to everything. We also loved that we could bring our dog along, which made the trip even more enjoyable. The host was fantastic to work with and was quick to respond when we had a minor issue. She even called us and offered to come by if we needed anything. We'd definitely recommend this cottage and would love to stay here again.
Stayed 9 nights in Jun 2026
Response from VrboOwner on 8 July 2026
Thank you so much for the excellent review. I am so glad that you found our cottage perfect for your stay. I take a lot of pride in trying to make everyone's stay as wonderful as possible. I try and treat my guests' stays just as I would like to be treated. Living locally allows me the ability to help out guests when needed as well. It's nice to have a point of contact when in need. :) Please come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
We have stayed here 3 times and thoroughly enjoyed each one. Clean, comfortable, quiet and close enough to get to all the things we enjoy, but far enough away to not be caught up in the congestion and noise. If you took a kayak, you are very close to excellent flats to fish on, but I tried to behave and not make the trip all about fishing.... one of these days I will talk her into that though LOL
Stayed 6 nights in May 2026
Response from VrboOwner on 9 June 2026
Thank you for the excellent review and, of course, the repeat stays. I am so glad that you find the cottage as enjoyable as we do. We love the access to the bay. If you find you need a kayak in the near future, let me know. We also rent kayaks and paddle boards for people during their stay...at a very affordable rate. We look forward to hosting you again soon. :)
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Wonderful

Very clean, very cozy place to stay!
Stayed 2 nights in Jun 2025
Response from VrboOwner on 11 September 2025
Thank you for the kind review. We take a lot of time and care to ensure that our guests have a clean and comfortable stay. Please do come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Love that this place is close enough to everything a person could want to do but at the end of the day you return to peace and quiet. This is our second stay, but won't be our last!
Stayed 6 nights in Jul 2025
Response from VrboOwner on 11 September 2025
Thank you for staying with us a second time. We love to have repeat guests. I am so glad you found it to be conveniently located while also allowing for the privacy: peace and quiet. Please do come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Very nice hidden hideaway, top notch furnishings. Close to everything
Stayed 4 nights in Sep 2025
Response from VrboOwner on 11 September 2025
Thank you so much for staying with us. I am so glad you found it to be all you hoped for. We do love that it is tucked away, for those quiet moments, while also being so conveniently located to everything you want to do. Please do come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfect place close to the beach

A great little house with everything we needed for a weeks stay. On a 15 minute drive to the beach. My kids especially loved watching the crabs out back during low tide.
Stayed 5 nights in Jul 2025
Response from VrboOwner on 11 September 2025
I am thrilled that you found it a great place to stay. Yes, the canal has lots of fun sea creatures...the crabs are a lot of fun to watch. I've had many guests catch fish right off the bank. Please do come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, listing accuracy

Tucked away very private location

Really enjoyed the stay, clean, host was wonderful, easy access to everything, neighborhood was a little old but once you pulled in the driveway it felt like another world. Will hopefully back later this year for the second trip if it’s available!
Stayed 6 nights in May 2025
Response from VrboOwner on 11 September 2025
Thank you for the kind review. We are so glad you found it comfortable. We agree, once you drive back to our hidden gem, it is like being in a different world. Only, you are perfectly located to all fun things PCB has to offer as well. Please come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Jeep Jam

This place made us feel like home we loved it and will be getting it next year for sure. Thanks for the great hospitality
Stayed 2 nights in May 2025
Response from VrboOwner on 1 June 2025
Thank you so much for staying with us. We are so glad that you found it. Everything you needed for your stay. Please come back again soon!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Exactly what we needed

Clean, quiet, away from the business but close enough to access everything we wanted. I really wish i had brought our kayaks but we stayed going so much it would've been hard to fit extra in. This place was just perfect for our needs and we are already planning a return adventure, thank you for letting us share with you!
Stayed 5 nights in Jun 2025
Response from VrboOwner on 11 September 2025
Thank you so much for staying with us. The kayak is definitley an option! We do provide kayaks as a concierge service. Next time, please let us know, and we will make that happen. Paddling out to fish or just play in the bay is the best! We look forward to your coming back soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Convenient

This was the perfect little home for us during our soccer tournament. Location was minutes away from fields, restaurants, beach, and shopping. The house had everything we needed for a comfortable stay. The kids enjoyed fishing from the bank during our stay. Perfect little home for a small family!
Stayed 2 nights in May 2025
Response from VrboOwner on 18 May 2025
Thank you so much for the good review, Kelli. We find that most guests love the convenient proximity to everything while also remaining peaceful and private. Of course fishing right off the bank is among everyone’s favorite as well. Thank you for staying with us, and please do come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
I'll start by saying that in general, I am not a huge fan of Panama City Beach. In the past, the only thing I've liked about PCB is the deep sea fishing trips out of Capt. Andersen's Marina. Fortunately, I was pleasantly surprised when I arrived at the VRBO. It was perfect. Exactly what we needed. Hidden away from the bustle, but still close to attractions and restaurants, it was clean, well maintained, and suited our needs to a tee. Communication was great, check in was easy, as was checkout. Everything worked, no surprises. I try to get to PCB at least every two years to fish; now I have a place to stay that blows away the hotels in quality and price, that I know will reliably meet my needs and remove one piece of worry from my journey. The place was right in the area that I needed to be without making me feel like I was in PCB. There is nothing about this rental that I would not recommend.
Stayed 1 night in Jun 2026
Response from VrboOwner on 8 July 2026
I am so thrilled that you loved your stay. I am equally thrilled that you found it exactly as your expected and more. We also love how it is tucked away from the hustle and bustle while also being so close to everything. Please do come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
This is a really nice space away from the rush of the area. There is a train and NSA navy nearby with jets flying over but none of that was constant. I have a family of 6 and we all loved it so much. There’s a lagoon to sit by or fish in, we caught red fish, and croakers. The communication was top notch with our host. We would absolutely book another stay, and I will recommend any of my friend & family to book a stay!
Stayed 8 nights in Jun 2026
Response from VrboOwner on 27 June 2026
Thank you so much for the excellent review. I am so glad that you enjoyed yourself. You’re right the fishing is great. The area is perfect. We’ve always enjoy ourselves there. Please come back again soon in the near future.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Perfect place to enjoy Panama City that is close to boat ramps and has Lagoon access. We really appreciated the covered carport to pull our kayaks under that was secure and out of the sun. Even though the cabin is close to homes, its location provides privacy and security. Thank you for having such a lovely place! We thoroughly enjoyed our stay!
Stayed 6 nights in Jun 2026
Response from VrboOwner on 22 June 2026
Thank you so much for the excellent review. I am so glad that you enjoyed your stay. We find guests truly love the water access...I"m so glad you found kayaking and fishing so nice during your stay. Please come back again soon.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Stayed 1 night in Sep 2026
Response from VrboOwner on 24 September 2026
Thank you for the excellent rating Tiffany. We do hope you will come back and stay with us again soon.
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