Condo
Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!
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Reviews
9.8 out of 10
Exceptional
2 bedrooms2 bathroomsSleeps 6100.0 sq m
Popular amenities
Explore the area

Panama City Beach, FL
- Place, Edgewater Gulf Beach2 min walk
- Place, Panama City Beaches5 min walk
- Place, Shipwreck Island Waterpark8 min walk
- Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)23 min drive
Rooms & beds
2 bedrooms (sleeps 6)
Family Room - Sleeper Sofa
1 Queen Bed
Master
1 King Bed
Spare Bedroom
1 Queen Bed
2 bathrooms
2nd Bathroom
Bathtub or shower · Toilet
Master Bath
Bathtub or shower · Toilet
Spaces
Deck or patio
Kitchen
Balcony
Dining area
About this property
Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!
Gulf front views with spectacular sunsets in a low-density complex with brand new elevators. Ahhhh.....
Open the door to Z's Beach Retreat, located on the 5th floor, & you immediately have a picture perfect view of the Gulf of Mexico, which pulls you to the balcony. Our "home away from home" is carefully and thoughtfully decorated to make your stay memorable and comfortable. From the FREE BEACH SERVICE (2 chairs & an umbrella set up daily - a $50/day value) included with your stay, to the pool and children's pool, expansive beach, and exercise room, Sterling Reef 502 offers great comfort and amenities. Plus, there are no long walks to your car as the garage is occupies the first three floors of the building.
Please note: This is a NON-SMOKING/VAPING unit - no smoking/vaping in the unit, balcony, or any of the common areas. Smoking/vaping is only permitted on the top, outside level of the garage on the 3rd floor patio. This condo can accommodate 4 adults over the age of 25. For families, we allow 2 additional children for a maximum capacity of 6 guests. Parking fee is $50 per vehicle (Max 2 Vehicles).
The king-sized master bedroom overlooks the Gulf with an oversized bath and closet. The second guest room has a queen bed and immediate access to the second bath. Additionally, there is a queen sleeper in the living room for guests. There is a convenient in-unit washer & dryer, and the fully equipped kitchen and granite island tie it all together and make this condo a premier choice for your beach escape.
Bring your camera to capture the views from the large private balcony that overlooks the emerald water and white sand beaches of Panama City Beach. Catch the amazing sunsets, or if you're lucky, the various fireworks shows on the 4th and New Year's Eve. Enjoy your morning coffee or breakfast as you watch the dolphins, stingrays, turtles, and large schools of fish just off the beach and in the distance.
The complex offers a pool and children's pool adjacent to the beach. Additionally, there is a fully-equipped exercise room and convenient, close covered parking. You'll have access to jet ski rentals & banana boat rides right on the beach! In the immediate area you will find dozens of shops and golf cart/scooter rentals, miniature golf, and plenty of great restaurants. You will also find some unique opportunities such as Shipwreck Water Park, Indulgence Spa & Salon, and the MB Miller Fishing Pier. You may have come for the beach, but Sterling Reef offers so much more with all its attractions and enjoyments. Welcome to Z's Beach Retreat.
Open the door to Z's Beach Retreat, located on the 5th floor, & you immediately have a picture perfect view of the Gulf of Mexico, which pulls you to the balcony. Our "home away from home" is carefully and thoughtfully decorated to make your stay memorable and comfortable. From the FREE BEACH SERVICE (2 chairs & an umbrella set up daily - a $50/day value) included with your stay, to the pool and children's pool, expansive beach, and exercise room, Sterling Reef 502 offers great comfort and amenities. Plus, there are no long walks to your car as the garage is occupies the first three floors of the building.
Please note: This is a NON-SMOKING/VAPING unit - no smoking/vaping in the unit, balcony, or any of the common areas. Smoking/vaping is only permitted on the top, outside level of the garage on the 3rd floor patio. This condo can accommodate 4 adults over the age of 25. For families, we allow 2 additional children for a maximum capacity of 6 guests. Parking fee is $50 per vehicle (Max 2 Vehicles).
The king-sized master bedroom overlooks the Gulf with an oversized bath and closet. The second guest room has a queen bed and immediate access to the second bath. Additionally, there is a queen sleeper in the living room for guests. There is a convenient in-unit washer & dryer, and the fully equipped kitchen and granite island tie it all together and make this condo a premier choice for your beach escape.
Bring your camera to capture the views from the large private balcony that overlooks the emerald water and white sand beaches of Panama City Beach. Catch the amazing sunsets, or if you're lucky, the various fireworks shows on the 4th and New Year's Eve. Enjoy your morning coffee or breakfast as you watch the dolphins, stingrays, turtles, and large schools of fish just off the beach and in the distance.
The complex offers a pool and children's pool adjacent to the beach. Additionally, there is a fully-equipped exercise room and convenient, close covered parking. You'll have access to jet ski rentals & banana boat rides right on the beach! In the immediate area you will find dozens of shops and golf cart/scooter rentals, miniature golf, and plenty of great restaurants. You will also find some unique opportunities such as Shipwreck Water Park, Indulgence Spa & Salon, and the MB Miller Fishing Pier. You may have come for the beach, but Sterling Reef offers so much more with all its attractions and enjoyments. Welcome to Z's Beach Retreat.
Add dates for prices
Amenities
Pool
Kitchen
Washing machine
Dryer
Air conditioning
Gym
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New March rates. Direct gulf front! 2b2b, beach service included!
New March rates. Direct gulf front! 2b2b, beach service included!
- Pool
- Spa pool
- Kitchen
- Washing machine
10.0 out of 10, Exceptional, (81 reviews)
House Rules
Check in after 4:00 PM
Minimum age to rent: 25
Check out before 10:00 AM
Children
Children allowed: ages 0–17
Events
No events allowed
Pets
No pets allowed
Smoking
Smoking is not permitted
Check-out instructions
The host requires you to complete the following before checking out:
Load and start the dishwasher
Remove personal items, remove leftover food and drinks and take out the rubbish
Please return all 6 wristbands to the hooks near the door to avoid a replacement fee of $25 each.
Please wash all dishes or run the dishwasher before you leave & remove all food from the refrigerator.
Please remove all trash from unit (trash chute is outside of unit in the hallway- bagged trash only).
Failure to complete these may result in a negative review from the host.
Important information
You need to know
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher
Property Registration Number 37278
About the area
Panama City Beach
Located in Panama City Beach, this condo is near a water park and on the beach. Thomas Drive and Pier Park are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Goofy Golf and Rockit Lanes are also worth visiting. Discover the area's water adventures with jet skiing, scuba diving and snorkelling nearby, or enjoy the great outdoors with cycling.

Panama City Beach, FL
What's nearby
- Edgewater Gulf Beach - 2 min walk - 0.2 km
- Panama City Beaches - 5 min walk - 0.4 km
- M.B. Miller County Pier - 5 min walk - 0.4 km
- Shipwreck Island Waterpark - 8 min walk - 0.7 km
- Golf Course at Edgewater - 11 min walk - 1.0 km
Getting around
Restaurants
- Beef 'O' Brady's - 2 min drive
- Another Broken Egg Cafe - 14 min walk
- Harpoon Harry's - 13 min walk
- Taco Bell - 14 min walk
- Bella Roma Tuscan Grill - 14 min walk
Frequently asked questions
Reviews
9.8
Exceptional
Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
Learn moreOpens in a new window9.6/10
Cleanliness
10/10
Amenities
8.0/10
Property conditions & facilities
10/10
Check-in
10/10
Communication
9.8/10
Location
10/10
Listing accuracy
Reviews
Verified
16 September 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
Stayed 4 nights in Sep 2025
Verified
8/10 Good
Willis G.
14 October 2025
Liked: Cleanliness, communication, location, listing accuracy
Willis G.
Stayed 7 nights in Oct 2025
Verified
10/10 Excellent
Brittany P.
25 June 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
Great spot!
Brittany P.
Stayed 7 nights in Jun 2025
Verified
10/10 Excellent
Nora H.
29 June 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
Great view



Nora H.
Stayed 6 nights in Jun 2025
Verified
10/10 Excellent
Rowena V.
12 April 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
Spring break with kids
Rowena V.
Stayed 3 nights in Apr 2025
Verified
10/10 Excellent
Deanna J.
26 May 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
Great location by Fishing Pier
Deanna J.
Stayed 7 nights in May 2025
Verified
10/10 Excellent
Kathryn G.
1 April 2022
Liked: Cleanliness, check-in, communication, location, listing accuracy
Great stay
Kathryn G.
Stayed 6 nights in Mar 2022
Verified
10/10 Excellent
Dana T.
5 August 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
Wonderful stay!
Dana T.
Stayed 6 nights in Jul 2025
Verified
10/10 Excellent
Tari W.
18 March 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
Beautiful sunset views
Tari W.
Stayed 4 nights in Mar 2025
Verified
10/10 Excellent
Michelle W.
8 May 2022
Liked: Cleanliness, check-in, communication, location, listing accuracy
Great Stay - location perfect for Ironman event
Michelle W.
Stayed 3 nights in May 2022
Verified
10/10 Excellent
Donavan V.
24 February 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
Short break from the snow up north
Donavan V.
Stayed 9 nights in Feb 2025
Verified
8/10 Good
Scott T.
20 September 2024
Liked: Cleanliness, check-in, communication, location, listing accuracy
great stay
Scott T.
Stayed 7 nights in Jul 2024
Archival
10/10 Excellent
christy c.
26 May 2016
would stay again
christy c.
Stayed 3 nights in Apr 2016
Verified
10/10 Excellent
Lilia P.
24 August 2020
Liked: Cleanliness, check-in, communication, location, listing accuracy
Beautiful location
Lilia P.
Stayed 5 nights in Aug 2020
Verified
10/10 Excellent
Terry H.
20 July 2022
Liked: Cleanliness, check-in, communication, location, listing accuracy
CCondo was in Perfect for our family. Access to beach and pools
Terry H.
Stayed 8 nights in Jul 2022
Verified
10/10 Excellent
Krista H.
29 May 2021
Liked: Cleanliness, check-in, communication, location, listing accuracy
Great stay!
Krista H.
Stayed 4 nights in May 2021
Verified
10/10 Excellent
Betsy R.
26 May 2022
Liked: Cleanliness, check-in, communication, location, listing accuracy
Great condo in a great location
Betsy R.
Stayed 4 nights in May 2022
Verified
10/10 Excellent
Lisa H.
18 May 2021
Liked: Cleanliness, check-in, communication, location, listing accuracy
Cute condo
Lisa H.
Stayed 3 nights in May 2021
Verified
10/10 Excellent
Jessica C.
20 June 2021
Liked: Cleanliness, check-in, communication, location, listing accuracy
Great Property!
Jessica C.
Stayed 7 nights in Jun 2021
Verified
10/10 Excellent
Talena D.
2 August 2023
Liked: Cleanliness, check-in, communication, location, listing accuracy
Comfortable, clean condo with wonderful beach views
Talena D.
Stayed 7 nights in Jul 2023
Verified
10/10 Excellent
Sharon S.
4 May 2022
Liked: Cleanliness, check-in, communication, location, listing accuracy
Absolutely wonderful 💙
Sharon S.
Stayed 7 nights in Apr 2022
Verified
10/10 Excellent
Valorie S.
24 September 2023
Liked: Cleanliness, check-in, communication, location, listing accuracy
I would recommend to others.
Valorie S.
Stayed 4 nights in Sep 2023
Verified
10/10 Excellent
Lora O.
18 March 2023
Liked: Cleanliness, check-in, communication, location, listing accuracy
Perfect condo on the Beach
Lora O.
Stayed 14 nights in Mar 2023
Verified
10/10 Excellent
Danielle T.
3 August 2024
Liked: Cleanliness, check-in, communication, location, listing accuracy
Wonderful!
Danielle T.
Stayed 6 nights in Jul 2024
Verified
10/10 Excellent
Daniel R.
5 January 2022
Liked: Cleanliness, check-in, communication, location, listing accuracy
Great view and very relaxing stay A++
Daniel R.
Stayed 13 nights in Dec 2021
About the host
Hosted by Brian & Amy Zmikly
We live in Michigan, and have five wonderful teenagers (yes, five teenagers). It's always entertaining around the Zmikly house. :)
Why they chose this property
Simply stated - it's a place to exhale and forget about "life" for a while. You can feel it the minute you walk in...
What makes this property unique
- Low-density property
- Brand new elevators in 2023
- Beach rentals onsite
- Amazing views
- White sands and aqua blue water
- Extremely clean and well stocked
- Centrally located in PCB... Close to everything!
- Calm, serene, and welcoming... Enjoy :)
- Brand new elevators in 2023
- Beach rentals onsite
- Amazing views
- White sands and aqua blue water
- Extremely clean and well stocked
- Centrally located in PCB... Close to everything!
- Calm, serene, and welcoming... Enjoy :)
Languages:
English
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