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Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Photo gallery for Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Property grounds
Kitchen and Family Room
Family Room
Dining Table and Family Room
Living area

Reviews

9.8 out of 10
Exceptional
2 bedrooms2 bathroomsSleeps 6

Popular amenities

  • Ocean view
  • Kitchen
  • Washing machine
  • Dryer
  • Air-conditioning

Explore the area

View map
Panama City Beach, FL
  • Place, Edgewater Gulf Beach
    ‪2 min walk‬
  • Place, Panama City Beaches
    ‪5 min walk‬
  • Place, Shipwreck Island Waterpark
    ‪8 min walk‬
  • Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪23 min drive‬

Rooms & beds

2 bedrooms (sleeps 6)

Family Room - Sleeper Sofa

1 Queen Bed

Master

1 King Bed

Spare Bedroom

1 Queen Bed

2 bathrooms

2nd Bathroom

Bathtub or shower · Toilet

Master Bath

Bathtub or shower · Toilet

Spaces

Deck or patio
Kitchen
Balcony
Dining area

About this property

Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Gulf front views with spectacular sunsets in a low-density complex with brand new elevators. Ahhhh.....

Open the door to Z's Beach Retreat, located on the 5th floor, & you immediately have a picture perfect view of the Gulf of Mexico, which pulls you to the balcony. Our "home away from home" is carefully and thoughtfully decorated to make your stay memorable and comfortable. From the FREE BEACH SERVICE (2 chairs & an umbrella set up daily - a $50/day value) included with your stay, to the pool and children's pool, expansive beach, and exercise room, Sterling Reef 502 offers great comfort and amenities. Plus, there are no long walks to your car as the garage is occupies the first three floors of the building.

Please note: This is a NON-SMOKING/VAPING unit - no smoking/vaping in the unit, balcony, or any of the common areas. Smoking/vaping is only permitted on the top, outside level of the garage on the 3rd floor patio. This condo can accommodate 4 adults over the age of 25. For families, we allow 2 additional children for a maximum capacity of 6 guests. Parking fee is $50 per vehicle (Max 2 Vehicles).

The king-sized master bedroom overlooks the Gulf with an oversized bath and closet. The second guest room has a queen bed and immediate access to the second bath. Additionally, there is a queen sleeper in the living room for guests. There is a convenient in-unit washer & dryer, and the fully equipped kitchen and granite island tie it all together and make this condo a premier choice for your beach escape.

Bring your camera to capture the views from the large private balcony that overlooks the emerald water and white sand beaches of Panama City Beach. Catch the amazing sunsets, or if you're lucky, the various fireworks shows on the 4th and New Year's Eve. Enjoy your morning coffee or breakfast as you watch the dolphins, stingrays, turtles, and large schools of fish just off the beach and in the distance.

The complex offers a pool and children's pool adjacent to the beach. Additionally, there is a fully-equipped exercise room and convenient, close covered parking. You'll have access to jet ski rentals & banana boat rides right on the beach! In the immediate area you will find dozens of shops and golf cart/scooter rentals, miniature golf, and plenty of great restaurants. You will also find some unique opportunities such as Shipwreck Water Park, Indulgence Spa & Salon, and the MB Miller Fishing Pier. You may have come for the beach, but Sterling Reef offers so much more with all its attractions and enjoyments. Welcome to Z's Beach Retreat.

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House Rules

Check in after 4:00 PM
Minimum age to rent: 25
Check out before 10:00 AM
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Children

Children allowed: ages 0–17
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Events

No events allowed
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Pets

No pets allowed
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Smoking

Smoking is not permitted

Check-out instructions

The host requires you to complete the following before checking out:
Load and start the dishwasher
Remove personal items, remove leftover food and drinks and take out the rubbish
Please return all 6 wristbands to the hooks near the door to avoid a replacement fee of $25 each.
Please wash all dishes or run the dishwasher before you leave & remove all food from the refrigerator.
Please remove all trash from unit (trash chute is outside of unit in the hallway- bagged trash only).
Failure to complete these may result in a negative review from the host.
No Smoking/Vaping Allowed - only allowed on L3 level. $100 fee for smoking on Sterling Reef property. $500 cleaning fee charged for smoking in unit.
Wristbands must be worn on property for guests 8 years+. All 6 bands must be returned to hangers near the door to avoid replacement fee of $25 each.
Only two vehicles are allowed to be parked in the garage and must be registered through Guest Services ($50 each). No golf carts allowed in garage.

Important information

You need to know

Property Registration Number 37278
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher

About the area

Panama City Beach

Located in Panama City Beach, this condo is near a water park and on the beach. Pier Park and Thomas Drive are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Goofy Golf and Rockit Lanes are also worth visiting. Discover the area's water adventures with jet skiing, scuba diving and snorkelling nearby, or enjoy the great outdoors with cycling.
Map
Panama City Beach, FL

What's nearby

  • Edgewater Gulf Beach - 2 min walk - 0.2 km
  • Panama City Beaches - 5 min walk - 0.4 km
  • M.B. Miller County Pier - 5 min walk - 0.4 km
  • Shipwreck Island Waterpark - 8 min walk - 0.7 km
  • Golf Course at Edgewater - 13 min walk - 1.1 km

Getting around

  • Panama City, FL (ECP-Northwest Florida Beaches Intl.) - 23 min drive

Restaurants

  • ‪Beef 'O' Brady's - ‬2 min drive
  • ‪Taco Bell - ‬14 min walk
  • ‪Another Broken Egg Cafe - ‬14 min walk
  • ‪Harpoon Harry's - ‬13 min walk
  • ‪Bella Roma Tuscan Grill - ‬14 min walk

Frequently asked questions

Does Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! have a pool?

Yes, this property has an outdoor pool. Pool types include heated pools.

How much does it cost to stay at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?

As of 5 May 2026, prices found for a 1-night stay for 2 adults at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! on 1 August 2026 start from NZ$460, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

Is Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! pet-friendly?

No, pets are not allowed at this property.

How much is parking at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?

On-site parking is available at the property.

What time is check-in at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?

Check-in begins at 4:00 PM.

What time is check-out at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?

Checkout is at 10:00 AM.

Where is Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! located?

Nestled on the beach, this Panama City Beach condo building is within a 10-minute walk of Edgewater Gulf Beach, Panama City Beaches and Shipwreck Island Waterpark. Goofy Golf and M.B. Miller County Pier are also within 5 minutes.

Reviews

9.8

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
Learn moreOpens in a new window
Rating 10 - Excellent. 100 out of 118 reviews
Rating 8 - Good. 15 out of 118 reviews
Rating 6 - Okay. 3 out of 118 reviews
Rating 4 - Poor. 0 out of 118 reviews
Rating 2 - Terrible. 0 out of 118 reviews

9.6/10

Cleanliness

10/10

Amenities

8.0/10

Property conditions & facilities

10/10

Check-in

10/10

Communication

9.8/10

Location

10/10

Listing accuracy

Reviews

Verified

10/10 Excellent

jim D.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Would recommend this property to anyone, excellent owners and communication. Will 100% use again.
Stayed 5 nights in Apr 2026
Verified

10/10 Excellent

Elaine H.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Beautiful, comfortable condo; great to have 2 beach chairs & umbrella included with stay.
Stayed 4 nights in Sep 2025
Verified

8/10 Good

Willis G.

Liked: Cleanliness, communication, location, listing accuracy
The view was nice, parking was tight, the host was very nice and helpful I called her about 4 times and she was very willing to help.
Stayed 7 nights in Oct 2025
Verified

10/10 Excellent

Brittany P.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great spot!

We really enjoyed our stay. Its a great location. The owners were wonderful to work with! We will be back!
Stayed 7 nights in Jun 2025
Verified

10/10 Excellent

Nora H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great view

The view was great and the owners were extremely nice and helpful. Definitely recommend to anyone looking for a peaceful getaway
Stayed 6 nights in Jun 2025
Verified

10/10 Excellent

Rowena V.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Spring break with kids

View and location of property is excellent. Great for spring break getaway. Will def book again.
Stayed 3 nights in Apr 2025
Verified

10/10 Excellent

Kathryn G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great stay

Beautiful location and very clean! Would definitely stay again!
Stayed 6 nights in Mar 2022
Verified

10/10 Excellent

Deanna J.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great location by Fishing Pier

We enjoyed our stay with great location close to fishing pier. Covered parking with easy walk to condo, pool, and beach. Having beach service included was a big plus. Condo was nicely decorated with all the essentials needed for our stay. Large balcony with nice view of pier. Would definitely stay here again.
Stayed 7 nights in May 2025
Verified

10/10 Excellent

Michelle W.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great Stay - location perfect for Ironman event

Well accommodated and super nice hosts with welcome bottle of wine!
Stayed 3 nights in May 2022
Verified

10/10 Excellent

Tari W.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful sunset views

Absolutely gorgeous view of the sunsets and Gulf. The condo was very clean & spacious. The host was very helpful and readily available if needed. Would definitely stay here again.
Stayed 4 nights in Mar 2025
Verified

10/10 Excellent

Dana T.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Wonderful stay!

This was our second time staying in this condo. We love the location and convenience of parking. You are within walking distance to shops, restaurants, water park, mini golf and more! It isn't overly crowded and we really enjoy the perk of having chair service down at the beach! The condo is clean and spacious for our family of 5. The beds are comfortable and the box fan in the closet was a nice surprise this trip! The view from the 5th floor is absolutely beautiful! We will definitely be coming back!
Stayed 6 nights in Jul 2025
Verified

10/10 Excellent

Donavan V.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Short break from the snow up north

We have stayed at Sterling Reef before and like the walk to the pier and restaurants. Great balcony, super kitchen and comfy furniture and beds. Parking is easy.
Stayed 9 nights in Feb 2025
Archival

10/10 Excellent

christy c.

would stay again

We enjoyed our stay. We had plenty of room and we're close to everything we wanted to do. We would book with them again.
Stayed 3 nights in Apr 2016
Verified

8/10 Good

Scott T.

Liked: Cleanliness, check-in, communication, location, listing accuracy

great stay

Condo was very clean and comfortable. Property owners were very easy to get a hold of and checked in to make sure everything was ok. Views were amazing
Stayed 7 nights in Jul 2024
Verified

10/10 Excellent

Lilia P.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful location

Beautiful location, and beautiful spot. Enjoyed fully.
Stayed 5 nights in Aug 2020
Verified

10/10 Excellent

Terry H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

CCondo was in Perfect for our family. Access to beach and pools

clean with all of the needed amenities. We would book the condo again!
Stayed 8 nights in Jul 2022
Verified

10/10 Excellent

Krista H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great stay!

Beautiful condo overlooking the beach! Owners were great to work with. I have already recommended this condo to friend!
Stayed 4 nights in May 2021
Verified

10/10 Excellent

Betsy R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great condo in a great location

Great view, condo has everything you need for your beach vacation plus more. Very clean and updated condo. Would definitely stay here again
Stayed 4 nights in May 2022
Verified

10/10 Excellent

Lisa H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Cute condo

Cute condo with great views!! We enjoyed our first visit to Panama City!!
Stayed 3 nights in May 2021
Verified

10/10 Excellent

Jessica C.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great Property!

Property was clean! Gorgeous. And management was amazing and perfect to work with. Definitely recommend this property!
Stayed 7 nights in Jun 2021
Verified

10/10 Excellent

Talena D.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Comfortable, clean condo with wonderful beach views

We really enjoyed our stay July 15-22. The condo was very clean, had everything we needed. The beach was wonderful and the included beach chair rental was a plus! The owner was very responsive with questions we had. I would definitely recommend this condo for your PCB vacation!
Stayed 7 nights in Jul 2023
Verified

10/10 Excellent

Sharon S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Absolutely wonderful 💙

The experience was very easy and owners were extremely accessible for any questions or concerns! I would definitely rent this beautiful property again💙
Stayed 7 nights in Apr 2022
Verified

10/10 Excellent

Valorie S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

I would recommend to others.

We really enjoyed our stay. The unit we stay in was nice and clean. The balcony was a good size. Easy communication with the owners.
Stayed 4 nights in Sep 2023
Verified

10/10 Excellent

Lora O.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfect condo on the Beach

Everything was as described. Well equipped and beautiful condo. Host was great. Recommend and would certainly rebook when visiting Panama City Beach again.😊
Stayed 14 nights in Mar 2023
Verified

10/10 Excellent

Daniel R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great view and very relaxing stay A++

Really enjoyed the view and my stay over Christmas and New Years 2021-22. Great View and very relaxing property. I feel a lot better now. Ty!
Stayed 13 nights in Dec 2021

About the host

Hosted by Brian & Amy Zmikly

Host profile image
We live in Michigan, and have five wonderful teenagers (yes, five teenagers). It's always entertaining around the Zmikly house. :)

Why they chose this property

Simply stated - it's a place to exhale and forget about "life" for a while. You can feel it the minute you walk in...

What makes this property unique

- Low-density property
- Brand new elevators in 2023
- Beach rentals onsite
- Amazing views
- White sands and aqua blue water
- Extremely clean and well stocked
- Centrally located in PCB... Close to everything!
- Calm, serene, and welcoming... Enjoy :)


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