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Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Photo gallery for Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Property grounds
Kitchen and Family Room
Family Room
Dining Table and Family Room
Living area

Reviews

9.8 out of 10
Exceptional
2 bedrooms2 bathroomsSleeps 6100 sq m

Popular amenities

  • Parking available
  • Air conditioning
  • Dryer
  • Washer
  • Gym

Explore the area

Map
Panama City Beach, FL
  • Panama City Beaches
    ‪5 min walk‬
  • Shipwreck Island Waterpark
    ‪8 min walk‬
  • Pier Park
    ‪8 min drive‬
  • Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪29 min drive‬

Rooms & beds

2 bedrooms (sleeps 6)

Family Room - Sleeper Sofa

1 Queen Bed

Master

1 King Bed

Spare Bedroom

1 Queen Bed

2 bathrooms

2nd Bathroom

Bathtub or shower · Toilet

Master Bath

Bathtub or shower · Toilet

Spaces

Deck or patio
Kitchen
Balcony
Dining area

About this property

Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Gulf front views with spectacular sunsets in a low-density complex with brand new elevators. Ahhhh.....

Open the door to Z's Beach Retreat, located on the 5th floor, & you immediately have a picture perfect view of the Gulf of Mexico, which pulls you to the balcony. Our "home away from home" is carefully and thoughtfully decorated to make your stay memorable and comfortable. From the FREE BEACH SERVICE (2 chairs & an umbrella set up daily - a $50/day value) included with your stay, to the pool and children's pool, expansive beach, and exercise room, Sterling Reef 502 offers great comfort and amenities. Plus, there are no long walks to your car as the garage is occupies the first three floors of the building.

Please note: This is a NON-SMOKING/VAPING unit - no smoking/vaping in the unit, balcony, or any of the common areas. Smoking/vaping is only permitted on the top, outside level of the garage on the 3rd floor patio. This condo can accommodate 4 adults over the age of 25. For families, we allow 2 additional children for a maximum capacity of 6 guests. Parking fee is $50 per vehicle (Max 2 Vehicles).

The king-sized master bedroom overlooks the Gulf with an oversized bath and closet. The second guest room has a queen bed and immediate access to the second bath. Additionally, there is a queen sleeper in the living room for guests. There is a convenient in-unit washer & dryer, and the fully equipped kitchen and granite island tie it all together and make this condo a premier choice for your beach escape.

Bring your camera to capture the views from the large private balcony that overlooks the emerald water and white sand beaches of Panama City Beach. Catch the amazing sunsets, or if you're lucky, the various fireworks shows on the 4th and New Year's Eve. Enjoy your morning coffee or breakfast as you watch the dolphins, stingrays, turtles, and large schools of fish just off the beach and in the distance.

The complex offers a pool and children's pool adjacent to the beach. Additionally, there is a fully-equipped exercise room and convenient, close covered parking. You'll have access to jet ski rentals & banana boat rides right on the beach! In the immediate area you will find dozens of shops and golf cart/scooter rentals, miniature golf, and plenty of great restaurants. You will also find some unique opportunities such as Shipwreck Water Park, Indulgence Spa & Salon, and the MB Miller Fishing Pier. You may have come for the beach, but Sterling Reef offers so much more with all its attractions and enjoyments. Welcome to Z's Beach Retreat.

Property manager

Brian & Amy Zmikly
Premier Host

Languages

English

Add dates for prices

Amenities

Pool
Kitchen
Washer
Dryer
Air conditioning
Gym

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Property grounds

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House Rules

Check in after 4:00 PM
Minimum age to rent: 25
Check out before 10:00 AM
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Children

Children allowed: ages 0–17
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Events

No events allowed
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Pets

No pets allowed
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Smoking

Smoking is not permitted

Check-out instructions

The host requires you to complete the following before checking out:
Load and start the dishwasher
Remove personal items, remove leftover food and drinks and take out the rubbish
Please return all 6 wristbands to the hooks near the door to avoid a replacement fee of $25 each.
Please wash all dishes or run the dishwasher before you leave & remove all food from the refrigerator.
Please remove all trash from unit (trash chute is outside of unit in the hallway- bagged trash only).
Failure to complete these may result in a negative review from the host.
No Smoking/Vaping Allowed - only allowed on L3 level. $100 fee for smoking on Sterling Reef property. $500 cleaning fee charged for smoking in unit.
Wristbands must be worn on property for guests 8 years+. All 6 bands must be returned to hangers near the door to avoid replacement fee of $25 each.
Only two vehicles are allowed to be parked in the garage and must be registered through Guest Services ($50 each). No golf carts allowed in garage.

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher
Property Registration Number 37278

About the area

Panama City Beach

Located in Panama City Beach, this condo is on the beach. Pier Park and Thomas Drive are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Goofy Golf and Rockit Lanes are also worth visiting. Discover the area's water adventures with jet skiing, scuba diving and snorkelling nearby, or enjoy the great outdoors with cycling.
Map
Panama City Beach, FL

What's nearby

  • Panama City Beaches - 5 min walk - 0.4 km
  • M.B. Miller County Pier - 5 min walk - 0.4 km
  • Shipwreck Island Waterpark - 8 min walk - 0.7 km
  • Golf Course at Edgewater - 11 min walk - 1.0 km
  • Pier Park - 8 min drive - 7.0 km

Getting around

  • Panama City, FL (ECP-Northwest Florida Beaches Intl.) - 23 min drive

Restaurants

  • ‪Whataburger - ‬3 min drive
  • ‪Rock'it Lanes - ‬15 min walk
  • ‪Harpoon Harry's - ‬13 min walk
  • ‪Culver's - ‬3 min drive
  • ‪Taco Bell - ‬13 min walk

Frequently asked questions

Does Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! have a pool?

Yes, this property has an outdoor pool. Pool types include heated pools.

Is Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! pet-friendly?

No, pets are not allowed at this property.

What time is check-in at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?

Check-in begins at 4:00 PM.

What time is check-out at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?

Checkout is at 10:00 AM.

Where is Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! located?

Nestled on the beach, this Panama City Beach condo building is within a 10-minute walk of Edgewater Gulf Beach, Panama City Beaches and Shipwreck Island Waterpark. M.B. Miller County Pier and Goofy Golf are also within 5 minutes.

Reviews

9.8

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
Learn moreOpens in a new window
Rating 10 - Excellent. 92 out of 109 reviews
Rating 8 - Good. 14 out of 109 reviews
Rating 6 - Okay. 3 out of 109 reviews
Rating 4 - Poor. 0 out of 109 reviews
Rating 2 - Terrible. 0 out of 109 reviews

9.6/10

Cleanliness

10/10

Amenities

8.0/10

Property conditions & facilities

10/10

Check-in

10/10

Communication

9.8/10

Location

10/10

Listing accuracy

Reviews

10/10 Excellent

Deanna J.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great location by Fishing Pier

We enjoyed our stay with great location close to fishing pier. Covered parking with easy walk to condo, pool, and beach. Having beach service included was a big plus. Condo was nicely decorated with all the essentials needed for our stay. Large balcony with nice view of pier. Would definitely stay here again.
Stayed 7 nights in May 2025

10/10 Excellent

Rowena V.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Spring break with kids

View and location of property is excellent. Great for spring break getaway. Will def book again.
Stayed 3 nights in Apr 2025

10/10 Excellent

Tari W.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful sunset views

Absolutely gorgeous view of the sunsets and Gulf. The condo was very clean & spacious. The host was very helpful and readily available if needed. Would definitely stay here again.
Stayed 4 nights in Mar 2025

10/10 Excellent

Donavan V.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Short break from the snow up north

We have stayed at Sterling Reef before and like the walk to the pier and restaurants. Great balcony, super kitchen and comfy furniture and beds. Parking is easy.
Stayed 9 nights in Feb 2025

10/10 Excellent

Kathryn G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great stay

Beautiful location and very clean! Would definitely stay again!
Stayed 6 nights in Mar 2022

10/10 Excellent

Terry H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

CCondo was in Perfect for our family. Access to beach and pools

clean with all of the needed amenities. We would book the condo again!
Stayed 8 nights in Jul 2022

10/10 Excellent

Lilia P.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful location

Beautiful location, and beautiful spot. Enjoyed fully.
Stayed 5 nights in Aug 2020

10/10 Excellent

Risa M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

AMAZING!!!

We had a Great Time in y’all’s GORGEOUS Condo! My Pen-Pal (Carol) & I stayed here from October 13th through October 17th. We have been Pen-Pal’s for 53 years and Carol had never been to a Florida Beach! We Both Loved It!! This Beautiful Condo is exactly as described by the Wonderful Owners, Amy & Brian! They Both Immediately responded back to me on a question I had. They were Awesome!! Thanks, Amy & Brian!! We would Definitely stay here Again. Thank You! (Risa)
Stayed 4 nights in Oct 2024

10/10 Excellent

Talena D.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Comfortable, clean condo with wonderful beach views

We really enjoyed our stay July 15-22. The condo was very clean, had everything we needed. The beach was wonderful and the included beach chair rental was a plus! The owner was very responsive with questions we had. I would definitely recommend this condo for your PCB vacation!
Stayed 7 nights in Jul 2023

10/10 Excellent

Valorie S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

I would recommend to others.

We really enjoyed our stay. The unit we stay in was nice and clean. The balcony was a good size. Easy communication with the owners.
Stayed 4 nights in Sep 2023

10/10 Excellent

Lisa H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Cute condo

Cute condo with great views!! We enjoyed our first visit to Panama City!!
Stayed 3 nights in May 2021

10/10 Excellent

Jessica C., Alabama

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great Property!

Property was clean! Gorgeous. And management was amazing and perfect to work with. Definitely recommend this property!
Stayed 7 nights in Jun 2021

10/10 Excellent

Sharon S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Absolutely wonderful 💙

The experience was very easy and owners were extremely accessible for any questions or concerns! I would definitely rent this beautiful property again💙
Stayed 7 nights in Apr 2022

10/10 Excellent

Lynn A.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Our vacation

This was our 2nd time at PCB and we really enjoyed the property. It was clean and had all the amenities we needed. Beds were comfy and the view was perfect. The beach was relaxing and we enjoyed jet skis, there were also other water activities to enjoy if you wanted. A grocery store is nearby as well as plenty of restaurants and entertainment if you choose. The property was a comfortable place to retreat to when we were done with our day in the beautiful Florida weather. Thanks to Amy for being an amazing host and very responsive to our questions when we checked in!
Stayed 4 nights in Apr 2024

10/10 Excellent

Lora O.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfect condo on the Beach

Everything was as described. Well equipped and beautiful condo. Host was great. Recommend and would certainly rebook when visiting Panama City Beach again.😊
Stayed 14 nights in Mar 2023

10/10 Excellent

Jessica P.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great, relaxing girls getaway!

My best friend and I stayed here for a momcation. The host was amazing! We had a bottle of wine waiting upon our arrival. The property was clean, got complimentary beach chairs! Couldn’t be happier!
Stayed 3 nights in Apr 2023

10/10 Excellent

Daniel R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great view and very relaxing stay A++

Really enjoyed the view and my stay over Christmas and New Years 2021-22. Great View and very relaxing property. I feel a lot better now. Ty!
Stayed 13 nights in Dec 2021

10/10 Excellent

Kristi F.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Weekend Getaway

Wonderful weekend getaway for our family. The condo was very clean, beautifully decorated in a warm coastal decor. Very inviting & cozy. We thoroughly enjoyed the balcony overlooking the gulf. Every morning we were entertained by the dolphins & in the evenings with beautiful sunsets. Would highly recommend staying here. We will definitely return.
Stayed 4 nights in Aug 2021

10/10 Excellent

Annette

Liked: Cleanliness, amenities, property conditions & facilities, communication
We liked the layout of the condo and the calm colors and beautiful deco. Everything we needed in the kitchen and spacious patio with enough chairs for all 6 of us. The only drawback would be the elevators,which were busy at certain times but full elevators led us to friendly conversation with the other occupants!
Stayed 5 nights in Jul 2023
This review was submitted before 2018 and has not been verified.

10/10 Excellent

Sonja M.

Perfect!!!

This was the 2nd time we've booked this condo (3rd time for one to stay there)... It was just as described...perfect!! It was clean and well taken care of. The kitchen was well equipped. Can't wait till our next trip to PCB!

8/10 Good

Verified traveller

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful condo

The condo was absolutely beautiful and the view was spectacular. We had minor issues with elevators not working and that was frustrating but Amy jumped right in to get us information we needed. She was very responsive and great to work it. We will be back!! Thanks guys for a great stay!
Stayed 7 nights in Oct 2021

10/10 Excellent

Shonna P., Natchitoches, La

Liked: Cleanliness, check-in, communication, location, listing accuracy

Cozy beach themed condo

The condo was beautifully decorated with a cozy feel and well supplied with linens, towels, kitchen accessories, ect. It was truly an enjoyable stay. The beach had jet ski, parasailing, chair rental, banana boat rides all onsite for easy access. Gorgeous balcony view. The owners were amazing and quick to respond to questions. I could not have asked for a better place. Great stay while getting a surprise engagement!!!!
Stayed 5 nights in Sep 2021

8/10 Good

LC D.

Liked: Cleanliness, check-in, communication, listing accuracy

Nice condo with great view.

We loved the condo itself. Kitchen had everything we needed. Patio was great. Having laundry in unit is always good. Only things that weren't so great, the drain in master bathtub was very slow and the bed in Master wasn't comfy at all. Of course I realize everyone has different preferences concerning beds. The main reason we probably wouldn't rent again is because of the elevator situation. It was always slow and crowded. Building is very noisy and rooms arent sound proof. But...the beach is awesome and that's where we spent most of our time.
Stayed 7 nights in Jul 2024

8/10 Good

STARLA C.

Liked: Check-in, communication, location, listing accuracy
Disliked: Cleanliness

Just OK

The condo itself looks great when you walk in. Living room seating is uncomfortable. Both beds are hard but the guest room is so hard that neither of us could sleep on it. My mother who is elderly had to come sleep in my bed. She has back, hip and legs issues. No one really got any sleep. In the guest bedroom there was a pillow in the case that was really gross. Stains on it. From that point on we really felt like we weren’t staying in a clean place. If you can sleep on a hard bed then this condo is right for you! Need to do some updating on furniture and mattresses and pillows. The pillows except for the cloth one I spoke of are hospital pillows and are so flat.
Stayed 3 nights in Oct 2024

10/10 Excellent

Robyn E., Gallatin

Liked: Cleanliness, check-in, communication, location, listing accuracy

Wonderful stay!

Brian and Amy were AMAZING to work with! Amy's continuous communication before, during and after our stay was incredible. One of the elevators was down during part of our stay and she gave us a "heads up" before arriving as well as updates of when repairs would be made and another note once it was fixed. The condo pictures are 100% accurate - what a beautiful place to spend a week! A bonus is that beach chairs come with the unit as those are quite pricey! I would DEFINITELY book this condo again in the future.
Stayed 7 nights in Jul 2021

About the host

Hosted by Brian & Amy Zmikly

Host profile image
We live in Michigan, and have five wonderful teenagers (yes, five teenagers). It's always entertaining around the Zmikly house. :)

Why they chose this property

Simply stated - it's a place to exhale and forget about "life" for a while. You can feel it the minute you walk in...

What makes this property unique

- Low-density property
- Brand new elevators in 2023
- Beach rentals onsite
- Amazing views
- White sands and aqua blue water
- Extremely clean and well stocked
- Centrally located in PCB... Close to everything!
- Calm, serene, and welcoming... Enjoy :)


Languages:

English

Premier Host

They consistently provide great experiences for their guests
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